Welcome to
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Cover of the original sales brochure from the 1980s
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Meet jacob

Hi there! And welcome to Rancho Arbolitos! Whether you're a proud Rancho Arbolitos homeowner like me, or whether you're thinking about selling or buying, I am here as your Rancho Arbolitos neighborhood expert. My family and I live in a Sycamore (Plan 820) model in Woodside Rancho Arbolitos, and love calling Rancho Arbolitos home.
My real estate and mortgage career began when I went to work for my dad's brokerage in 2005. I remember him always telling me, "clients are family", and I've strived to live that out ever since. I'm at the point in my career, thankfully, where nearly all of my business is referral-based. I've sold and refinanced multiple homes in Rancho Arbolitos, love what I do and especially the families I work with.
On a more personal level, my wife and I are beyond blessed with our five growing boys, and I have the privilege of volunteering my time at Maranatha Bible College, a ministry of Maranatha Chapel in Rancho Bernardo, CA. I love to hear others’ life stories, and enjoy reading theological and historical works of men and women who have gone before us. Throughout my life, I've learned the importance of pursuing excellence in everything I do, both personally and professionally.
My real estate and mortgage career began when I went to work for my dad's brokerage in 2005. I remember him always telling me, "clients are family", and I've strived to live that out ever since. I'm at the point in my career, thankfully, where nearly all of my business is referral-based. I've sold and refinanced multiple homes in Rancho Arbolitos, love what I do and especially the families I work with.
On a more personal level, my wife and I are beyond blessed with our five growing boys, and I have the privilege of volunteering my time at Maranatha Bible College, a ministry of Maranatha Chapel in Rancho Bernardo, CA. I love to hear others’ life stories, and enjoy reading theological and historical works of men and women who have gone before us. Throughout my life, I've learned the importance of pursuing excellence in everything I do, both personally and professionally.
reviews
Jacob is our realtor, loan officer, and best of all, friend. My husband and I met him at an open house and he managed the buy and sell of our properties, even when we pulled out of escrow on the first property. He recently finished a refinance as well, which closed incredibly quickly and efficiently. He is kind, listens to understand, gives wise advice, is incredibly patient (especially when helping us understand the ins and outs of the market and financial industry), professional, and has integrity. We highly recommend him. I just wanted to let anyone know who is looking for a Real Estate Agent to buy or sell a house, Jacob Gantos is a great Realtor and puts his clients first. We sold our house we had lived in for 23 years in Bernardo Springs (up the street from 4S Ranch). Jacob had several Open Houses the first weekend we listed and had between 75-100 people look at our house the first weekend it was listed in April, 2023. Jacob kept us posted on multiple offers and helped us on potential buyers and who had the best credit as well as best buyer to go with. The house sold on May 3, 2023 and my wife and I couldn’t be happier with the professionalism and keeping us posted throughout the process. |
My wife and I met Jacob at an open house. We were really impressed on how knowledgeable he was on the current real estate and financial conditions. We decided to use Jacob on the sale of our home. Jacob took care of everything! He scheduled open houses, coordinated with the buyers agents, worked with escrow to make sure everything was going smooth. The fact that Jacob also understand the loan side of a deal helps tremendously, he was able to update us on the process not only from our side but the buyers. Jacob was really good about understanding our needs and listening to our feedback. Based on Jacobs CMA we listed our home competitively. During the 1st weekend of listing we received 9 offers! Jacob sold our home in 5 days! We are very happy with Jacob and the way he helped us get our dream home! He was very detail-oriented and he made us feel that we are his priortiy despite being busy. He went over and beyond what is expected of him. We are grateful that we had him for he held our hands during the entire process of buying our dream house! We could not have done it without him! Thank you, Jacob for all your hardwork and passion! We appreciate every single thing that you have done for us! |
Jacob Gantos is one of the best, if not the best Real Estate Agent out there. We were in the market for at least 2 years and kept on getting offers rejected left and right. We had a strong loan and looked very good on that side of the house. After careful consideration, my husband and I felt we would have a better chance of buying a new build and decided to wait. One day, during an outing with our kids, we met Jacob and his family. After an interesting conversation about his kids' Cleveland sports attire (the only other person who wears that much fanfare is my brother) we found out he is a Real Estate agent. We got his information and went on with our day. After a few weeks, he and my husband spoke and we met. I already had a loan officer and felt he would work well with her. I asked him if he was interested in working our loan as well and to my surprise, he felt it would be better to keep it separate. That was a good indicator that he was going to look out for our best interest and also his character. I gave him what I believed to be an impossible description of what we were looking for. He was patient with us, took us on some listings to see what we wanted. He made sure we were aware that the listings we were looking at were just so he can get a better idea of what I described to him and made sure we would not get offended. After some time, Jacob found the exact match which met all criteria: neighborhood, location, model match and lot size. The only pitfall was price point. Then we threw a curveball at him and decided to sell our current home, which made us a contingent buyer in a seller's market. Was Jacob able to pull this off? This brings us to what you're reading now. Jacob Gantos was able to find our house, work with our current loan officer, sell our home, and keep ALL transactions live from start to finish. He represented us well as a buyer and as a seller. He looked out for our best interest and didn't take the first offer and run with it. While trying to get us the best offer possible for the situation, he was able to keep the sale transaction with our seller afloat. Thank you so much Jacob for your time, patience, assertiveness, negotiation skills and simply being you.
Anthony & Tara R.
As first-time homebuyers, my husband and I had a wonderful experience buying a house with Jacob, who was supportive, informative, and reassuring every step of the way. We'd heard about what an arduous process finding and buying a house would be, so we thought we'd take it slow and spend the summer months simply browsing. When we talked to my dad about our plans, he immediately recommended Jacob to us, singing praises about his experience buying a house with Jacob. He gave us Jacob's phone number and said, "Just call him; he'll take care of you." During our many phone conversations, Jacob was patient and transparent when answering our questions. As part of the home search, he asked us specific questions about our home preferences so that he could help us find the right home. When we found the home we wanted to buy, he worked hard to advocate for us as both our loan officer and buyer's agent. His communication with us, the lender, escrow, and the seller's agent was always thorough and professional. My husband and I are relieved to have someone we can trust and turn to for our real estate/mortgage needs. Thank you, Jacob! Jacob Gantos was my agent and loan broker for my first real estate purchase, and I highly recommend him! I was confident in Jacob throughout the entire process, and I trusted him to represent me as my agent. He is thoroughly professional, and was very helpful in explaining to me the details of loans, the real estate market, escrow process, etc. He did a great job of interacting with the other (seller's) agent, putting me in a great position to have my offer accepted. He was available whenever I had questions, and he worked very hard to secure the best result in my home-buying process. I would use his services again if I buy another home! |
Jacob just helped my family sell our condo and purchase a beautiful home. My husband and I liked that Jacob was always available to answer all of our questions. Jacob is a trustworthy person and very transparent with all transactions. We always knew where we stood and what to expect in the process. All in all we enjoyed working with Jacob. Jacob and his team is amazing! They work hard for their clients to get the best rates possible. Jacob was great to work with, and he was always available when we had questions or concerns. We appreciate his professionalism, ethics, and dedication during the process of refinancing our home. We highly recommend Jacob and his team for anyone interested in purchasing a home or refinancing. Thank you Jacob for the excellent customer service. We bought our first home through Jacob and he was great to work with. He helped us understand the qualifying process for our loan and explained everything clearly and simply. He took time to get to know us and customize a loan to fit our situation. I have stayed in touch with Jacob since getting the loan because he is a great contact and I definitely recommend him if you are buying a new home. Thank you Jacob! Jacob has so much patience. I’m from Europe and have difficulties with English and understanding law and rules. He is always explaining by details. Jacob has big list of options for everyone and for everything. Always answer all the questions unlimited. |
I wish everyone working in the finance field is like Jacob and his team. My husband and I met Jacob before the COVID when we were trying to refinance our home. Due to some conditions, we weren’t able to do this at the time. Both Jacob and we were very disappointed; however, we patiently waited another year. From what we’ve learned about Jacob during this first try, we had no doubt but to go back to Jacob if we were ever ready for the second try. And Jacob and his team made it happen this time! We were able to finish refinance in less than a month. The teamwork was just amazing! Basically, it’s hard to list things that we did NOT appreciate about Jacob. We were very impressed with everything he did for us: his speedy response to all our questions, immediate update/follow ups, the professionalism and diligence in handling the process, depth of the knowledge, indiscernible patience, never rushing to end the call first until we are done, and the most importantly his honest advice. We say this b/c we know he really stayed on our side hoping the best for us, rather than working for his business. There was a time when things didn’t seem to be going to the bright ending. Knowing the other option we had with our current mortgage company, he was even willing to let us go despite all the effort and time he put on our case (first try and present). He was how honest Jacob was. He thought we might have a higher chance of success with my current mortgage company. However, my husband and I knew if there is a slight chance with Jacob, we wanted to try with him. Jacob gladly understood us and continued going extra miles in everything and finally made our dream of refinancing the home to come true. His team and Jacob closed our loan with the best rate in the market. We’re so grateful not only we met a wonderful finance advisor, but we feel like we met a good friend whom we want to keep in touch. With a solid confidence, we highly recommend Jacob and his amazing team to anyone who is looking to buying or refinancing home.
-Justine & T.J. L.